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Identity Theft Recovery

Your complete step-by-step guide

Identity Recovery8 min read

Identity Theft Recovery: Get Your Life Back in 7 Days

The complete UK recovery system that stops further damage today and restores your credit, accounts, and peace of mind within one week.

The 7-Day Identity Recovery System

Days 1-2: Stop the Bleeding
Freeze accounts, alert agencies
Days 3-5: Dispute & Repair
File disputes, restore credit
Days 6-7: Lock Down
Secure future access

Result: From identity theft victim to fully protected in one week.

Secure Your Recovery Documents

Act Fast - Time Is Critical

The first 72 hours after discovering identity theft are crucial. Quick action can prevent further damage and significantly speed your recovery. Don't wait to "see what happens" - start the recovery process immediately.

Days 1-2: Stop the Bleeding (Emergency Actions)

Priority actions for first 48 hours: Prevent further damage before starting recovery.

Immediate Calls
  • • Banks & credit cards
  • • Action Fraud (0300 123 2040)
  • • Credit agencies
Secure Accounts
  • • Freeze all compromised accounts
  • • Change all passwords
  • • Request new cards

Days 3-5: File Disputes & Repair Credit

UK Credit Bureau Contacts

Experian
0344 481 0800
Equifax
0333 321 4043
TransUnion
0330 024 7574

Action: File fraud alerts with all three agencies and request detailed credit reports.

Days 6-7: Lock Down & Future-Proof

Final Security Steps

  • • Enable 2FA on all accounts
  • • Set up account monitoring alerts
  • • Register with CIFAS protective registration
  • • Document all recovery actions for records
  • • Schedule monthly credit report reviews

Your Documents Are the Key to Recovery

Recovery success depends on documentation. The faster you can provide evidence to banks, credit agencies, and authorities, the faster your recovery.

Secure Document Recovery

When recovering from identity theft, you need to share sensitive documents with multiple agencies safely. Don't risk further exposure.

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Updated: 10 September 2025